Stock Market Bubble

A combination of forces such as rapidly increasingly stock prices, market confidence that the companies have strong potential of churning future profits, individual speculation at every corner, and a widely available investment capital create an environment which inflates the stock prices and gives rise to a situation that is termed as stock market bubble.

The most common question that occurs in our minds while talking of bubbles is that what actually causes the bubbles to form and then what is it that again causes it to burst. Interestingly, it has been noted that greed and only greed causes a bubbles and then fear lets it go pop. We are all aware that stock market is predominantly ruled or controlled by greed and fear.

A bubble will form without causing much ripple due to the influence of what is known as the herding effect. When a stock market hype starts, everyone gets a wind of the hot new stock in the market and tries to buy as much as they can. We sit back and enjoy as the profits shoot up with the skyrocketing prices. We then get more and more greedy and wait and watch but forget to sell.

Even the stock gurus and analysts who dominate the media add on to the hype and trendily pitch their latest stock picks. They show the rosy side of the picture with the aid of complex research analysis, flashy charts and attractive graphs. But what they do not do is remind the people to sell off and take home the profits. It thus takes time for the news of selling to reach the grapevine.

By that time however, the big-time investors or as called the smart money segment will have sold the shares and have cashed in some of those unrealized paper-only profits. The peak is thus reached as everybody is in and now the speedy downturn begins as the panic selling starts and stock prices tumble. This is exactly when it is said that the stock market bubble has popped.

The small and big everyday buy and hold investors get frustrated and shun away from the stock market. They walk away from the stock market with a determination to wait till the market psychology has regained its composure or never to return at all. But the illusions of euphoria, the pleasures of taking home high returns are too seductive for them to ignore the stock market for long. They thus come back and with a similar hope as in the time of the formation of the previous bubble and repeat the mistake of investing when the market is once again moving up and thus contributes to the next bubble.

During the times of bubbles, you ought to keep higher cash reserves than you hold normally. In order to reap profit out of a bubble situation you need to be careful and smart. You should invest only in those shares that aren’t overvalued. It is easy to tell when you are in a bubble situation but difficult to time the burst. Bubbles may take a long time to burst and in case you are holding too long the continuous inflation may result in severe losses. Bubble investing is certainly different from bull market investing. Play safe and put only a fraction of your money in bubble play.

There are several examples of big time stock market bubbles that continue to intrigue the economists world over. To highlight some exceptional bubbles we should site the examples such as the tech or dot com bubble that peaked in 2000, the oil bubble that peaked in July 2008 when the oil prices had shot up to $147 per barrel and then the housing bubble that popped in 2007-2008.

However, instead of playing too cautiously or being too much wary about these bubbles one should just take some unprecedented and calculated risks and try and gain something out of the bubble situation.

Operation Babylift Is Largest Rescue Effort in History

It was a sparkling late afternoon in April 1975. Abruptly the news flashes raced across the base: A U.S. Air Force C-5A Galaxy transport plane carrying 243 Vietnamese orphans had gone down shortly after leaving Tan Son Nhut airfield, near Saigon. Air Force officials feared sabotage.

Only a few of the adult passengers, including some U.S. Embassy personnel covertly leaving Vietnam, managed to make their way to the limited oxygen masks. The overcrowded transport plane should have been carrying no more than 100 children, rather than the 243 who had been loaded aboard. With enormous difficulty, the pilot managed to turn the plane around and crash-land two miles south of Tan Son Nhut, skidding 1,000 feet into a rice paddy. Nurses, volunteers and crew aboard, many injured themselves, did all they could to save as many children as possible.

The news reached Clark almost instantly. Operation Babylift had just gotten started when the crash occurred. Although there were conflicting reports of the casualties, more than 130 people died, including at least 78 children. Many Americans came to regard the crash as just one more in the long series of heartbreaking incidents during the ill-fated war in Vietnam.

At the time of the crash, various groups had been working frantically to shuttle the infants out of the country before it fell to the invading NVA. With this tragedy, the mission was severely disrupted, but it continued. Reports differ, but in the 24 hours that followed, possibly some 1,200 children, including 40 of the crash survivors, were evacuated on other planes. As the evacuation continued, the growing panic in the streets of Saigon and the constant rocket attacks turned the loading of the infants and children into a safety nightmare.

Adult participants wondered if the plane they were boarding would get off the ground. And if it did, would it then be shot down? Two armed military security police officers rode shotgun on nearly every subsequent evacuation flight.

Prior to the fatal C-5A crash, New York’s Cardinal Terrence Cooke had sent a plea to President Gerald Ford for federal support and an immediate waiver of immigration red tape for more than 4,000 children living in Catholic orphanages in South Vietnam. With South Vietnam’s reluctant agreement, the order for Operation Babylift had come from the U.S. president, who told the press: I have directed that C-5A aircraft and other aircraft especially equipped to care for these orphans during the flight, be sent to Saigon. It’s the least we can do.

As Saigon fell, President Ford ordered all in-country U.S. orphans to be airlifted out for asylum and adoption. Although he allocated $2 million for the operation, many flights were made in aircraft not outfitted to carry passengers. Nonetheless, more than 2,000 babies and children were flown out by military and smaller private chartered planes and eventually adopted in the United States. Another 1,300 were adopted in Canada, Europe and Australia.

When that first flight crashed, the rest of the C-5A fleet was grounded temporarily. That only added to the pressure on the mission and the workload at Clark Air Base, which more than doubled. All flight-line and ground crews immediately went to high-alert status. The usual turnaround ground time for C-130 and C-141 aircraft was eight hours. On high alert it shrank to three hours. With C-130s coming in at the rate of three per hour after dark, an air traffic control nightmare developed. The logistics of the operation was staggering, and the cycle was nonstop. Often the flight crew members ran close to the maximum flying time or crew rest limit.

Because of the differences in aircraft capabilities, the C-141s flew during daylight hours and the C-130s flew at night. The C-141 required a longer runway for landing and takeoff. The C-130 was capable of short-field approach and takeoff, meaning it could land by diving to the end of the runway when it was directly overhead, and it could take off with less than 2,000 feet of runway.

The aircrews had orders to evacuate as many infants and children as they could. The exact number for each lift was left up to the discretion of the individual pilot. The children were loaded aboard in any way possible, until the plane was full. Often, Vietnamese mothers with Amerasian children were still attempting to get their children aboard as the paratroop doors were closing, trusting their children to an uncertain fate.

Frequently, aircraft cargo straps were used to group and secure all passengers during flight. Each pilot gave his loadmaster instructions on how he wanted the plane loaded. On board, milk, food and medicine were always in short supply. During the brief turnaround time at Clark, every aircraft required a cursory cleaning. Ground maintenance crews sometimes resorted to firehoses to flush out the aircraft, leaving them open to air-dry before the next outbound flight.

American military personnel had fathered most of the children being airlifted out of Vietnam. Some of the infants on the crashed C-5A are believed to have come from the Hoi Due Anh Orphanage. The majority were children whose only support came from overseas agencies.

During this time, our family had been living at Clark, where my husband, a career Air Force sergeant, was stationed as a C-130 crew chief. We were not scheduled to return to the United States for some months. With the radio and TV news flashes, the Stars and Stripes newspaper stories, word of mouth reports and my husband’s stepped-up work schedule, the scope of Operation Babylift became very evident. Our two children were attending schools on the base, which gave me the latitude to volunteer to help.

Even before the first plane carrying the Operation Babylift evacuees touched down at Clark, a plea for help was broadcast on Armed Forces Radio and Television. The emergency task force to provide humanitarian assistance, shelter and nurturing care needed all the volunteers it could get. There was an especially acute need for volunteer military wives to help support the massive operation, not only with child care, but also administrative work, such as keypunch data entry.

While thinking of those precious lives, my maternal instincts instantly kicked in and I remembered once hearing a quotation from English essayist Sydney Smith: It is the greatest of all mistakes to do nothing because you can do only a little.

The Operation Babylift evacuees began to arrive from Tan Son Nhut, some with their Vietnamese names on a bracelet around one wrist and the name and address of their prospective American parents on the other. The U.S. Air Force housed all of the children in a base gymnasium that had been set up for their care. Military bunk mattresses were spread across the floor of the large room. A separate area for infants had cribs, changing tables, disposable diapers, ointment for diaper rash, Q-tips, bottles and food-warming equipment, as well as rocking chairs to soothe restless children. There I met and spoke with the Catholic sisters who had fled Vietnam with abandoned children who had been left in their care.

Both the nuns and the orphans had only the clothes they were wearing when they fled. I can still almost see one of the sisters, whose shoe sole was coming off. The sadness of its flap, flap, flap, against the gymnasium’s shiny hardwood floor still haunts me.

Operation Babylift was one of the largest rescue efforts in history. More than 3,000 infants and children were airlifted out of Vietnam between April 4 and April 19, 1975. The time they spent in the care of the special task force volunteers at Clark averaged between 12 and 24 hours. This permitted each child to receive the necessary vaccinations, nourishment and nurturing, before continuing the long trip across the Pacific. Every incoming child and infant was assigned to a surrogate mom. Each was cared for until it was time to board the next flight – the next leg on the journey to a new life. I helped where needed, sometimes around the clock.

As darkness fell over the base, I reported for my first shift at the ad hoc child-care center. I had committed to stay through the night and was assigned a young boy of about 4 or 5. His admirable dark eyes gave me a careful once-over. Well-behaved and quiet, but travel-weary, my young charge was too keyed up to sleep. Experiencing new sights and smells in a roomful of strangers, he needed reassurance. I read him a couple of children’s stories while holding him close. When the lights began to dim, signaling time for the children to sleep, he chose to remain awake for a while longer. We had established a bond, one of tenderness and comfort.

Sitting on his mattress, next to me, my temporary offspring drew pictures, with crayons and paper provided by the center. Drawing objects he knew and perhaps loved, he cemented them onto the paper with the vision of a preschooler. I still have his crayon pictures, and treasure them along with the shared experience. The following morning, in the bright tropical sunlight, these infants and children were bused to the flight line.

Because babies are especially endearing, many of the volunteers hoped for an infant to care for. Another of my charges was a small infant. This experience, too, proved memorable. As I rode the bus to the flight line with my charge, after caring for her overnight, the sun reflected off the planes parked on the runway. When we boarded the assigned plane, I strapped the infant into a passenger seat, kissed her goodbye and silently said a prayer for her well-being.

With the recent C-5A crash still fresh in my mind, I felt a cascade of emotions. Leaving the plane and the baby I had cared for behind was difficult. I wondered with concern what life had in store for my baby and the other children.

On some flights, the babies were put into the cargo bays of Air Force planes filled with temporary cribs and empty crates, lined up corner to corner inside the aircraft. When available, the babies’ birth records were stowed with them for the flight, documenting their short histories.

As for the older children, Babylift was the crucible that shaped their lives. Already they had seen more adversity in their short lives than most adults, and they seemed to be feeling a cloak of desolation settling around their shoulders. Some of the older children wanted to know when they could go back to Vietnam, possibly to grandmothers or foster parents who had been caring for them. Those who wanted these children to have a better future had taken them from the only life they had ever known.

Even though it was a force of goodwill that was propelling these children into an uncertain new life, the experts said that culture shock and conflicting identity would be normal for them. It was going to be up to their new parents to help them find a healthy identity, embracing cultures old and new. As they moved toward the unknown future, the children were intensely aware, while still too young to understand. Excitement mingled with fear.

These children faced change the moment they were taken aboard the planes, and many more changes lay ahead. I hoped that they would be gaining the security of unconditional love that would drive away their shadows, making something good rise from the ashes of war. In the 30 years since Operation Babylift, I have hoped that each of them found a loving and understanding home.

For many children swept up in the evacuation from Vietnam, appropriate documentation was one of the casualties of Operation Babylift and its aftermath. According to a 1976 report recorded in the Des Moines Register: A year after they arrived by planeload from embattled South Vietnam, hundreds of Operation Babylift children remain under murky legal status in this country. And, more important, the Americans who took the young refugees into their homes still are uncertain about whether the children are really theirs to keep and rear.

During the 1980s there was a widely reported class action lawsuit in the state of California, filed against President Ford, Henry Kissinger and others, challenging that many of the children had been taken from South Vietnam against the wills of their parents. This lawsuit caused delays in citizenship processing for some of the adopting families. Their children had entered the United States on a parolee visa that had been signed by Ford. But despite the disorder of the documentation surrounding some adoptions, most were completed without hindrance.

Australians adopted many Operation Babylift infants and children. Ian Harvey reported in his 1983 study of adoptive families, Once the news of the impeding evacuation of Vietnamese children became known in Australia there was a rush of adoption applications. On their arrival, he wrote, Most of the airlift children were suffering from some illness, trauma, malnutrition or other deprivation. Harvey’s study concluded that by the third year after adoption, pediatricians noted that most of the adoptees had become stable in health, secure within their families, and exhibited behavior acceptable for a child of that age.

In June 2005, World Airways, the primary civilian airline involved in evacuating the orphans from Vietnam, sponsored a 30th anniversary trip called Operation Babylift – Homeward Bound, in which 21 Babylift adoptees and their guests were flown to Vietnam. Once there, they were given a special greeting and tours inside the country of their birth. They found a country brimming with promise. For many, it was an extraordinary voyage to connect with their flesh and blood beginnings, their Asian ancestry.

Operation Babylift is only a small part of the story of Vietnamese refugees, however. Thousands of families also were evacuated in the panicked exodus as the South Vietnamese government crumbled. On April 27, 1975, more than 7,000 South Vietnamese refugees reportedly were flown out of Saigon. As the gunfire closed in, making the airport unsafe to use any longer, the signal – Bing Crosby’s I’m Dreaming of a White Christmas – played on Armed Forces Radio, triggering the last evacuation by helicopter. More than 130,000 Southeast Asian refugees immigrated to the United States by the end of 1975. Many others wound up in makeshift tent cities set up around the Pacific rim, where they remained for an extended time, waiting to be sponsored or documented so that they too could be brought into the United States and other countries offering to accept them. Several years after my own involvement, I learned that the actress Julie Andrews and her husband, director Blake Edwards, adopted two airlifted Vietnamese infants in 1975. Actor Yul Brynner and his wife, Jacqueline, adopted a baby girl who had survived the downed C-5A.

Military families seldom know where life will take them, but it is always an adventure. Just a few months after the fall of Saigon, as my family and I sat on a plane taking off from Clark Air Base, I thought of Operation Babylift. I felt fortunate to have been so closely involved in the sweep of history – events that those back home knew only from their newspapers and TV news. In return for having given, I felt I had received far greater rewards.

Diana Krall

On November 16, 1964 in Nanaimo, Canada, a baby girl was born who had no idea how lucky she was. Indeed, jazz artist Diana Krall was blessed with the good fortune of being born into a family that was perfect to nurture her musical talent.

Diana began playing piano at age four. Diana’s father had a passion for record collecting; he was also a stride piano player, and in the evenings the family would often gather around the piano and sing together. Of her family, Diana said, “They were really poor – they’re coal miners – but they had a piano, so everybody played and I think my dad started taking some of the collection money on the way to church and buying 78s. That music was what they listened to, and people came over because they couldn’t afford to go out. Everyone came to their house and brought bottles – whatever they had.”

Diana’s grandparents also loved jazz, and she spent many weekends with them singing the classics. Diana’s interest in jazz further bloomed in high school when she began playing with her school’s jazz band. At the age of fifteen, Diana landed her first gig playing piano in a hometown restaurant.

In 1981, Diana won a Vancouver Jazz Festival scholarship that enabled her to study at the Berkeley College of Music. Diana studied for three semesters, but then returned to British Columbia. One night while she was playing in Nanaimo, renowned bassist Ray Brown was impressed by her playing and became her mentor. Ray convinced Diana to move to Los Angeles to pursue her career.

In 1984 Diana won a Canadian Arts Council grant, and Jimmy Rowles, who had played with jazz legends Billy Holiday, Ella Fitzgerald, and Sarah Vaughan, became her new teacher. Jimmy encouraged Diana to sing as she played piano, thereby shaping Diana to become the great performer we know today.

After three years in California and a short stay in Toronto, Diana moved to New York in 1990. She landed a regular weekend gig with her own trio in Boston, and recorded her first album, Stepping Out, in 1992.

Diana’s third album, All for You (1996), was dedicated to her love for Nat King Cole, and it was this album that became Diana’s stepping stone to stardom. The album spent well over a year on the Billboard Top 10 Traditional Jazz chart. Diana was voted third in Downbeat Magazine’s annual top ten favorites poll, and was nominated for a Grammy in the best jazz vocalist category.

In 1997 Diana recorded Love Scenes. This immensely popular album, containing her hit song, “Peel me a Grape,” sold over 500,000 copies, and Diana earned another Grammy nomination for best vocal jazz performance.

1999 was a huge year for Krall. Love Scenes went gold, and Diana released When I Look in Your Eyes, which became a smashing international success. Krall finally won the Grammy award she had been nominated for twice previously, and When I Look in Your Eyes became the first jazz album to be nominated for the best album Grammy in over 20 years. The album topped the charts for over a year, and songs from the album were used in both television shows and movies.

In 2001, Diana released The Look of Love. The album topped the billboard charts. In Canada the album went quintuple platinum; Diana was the first Canadian jazz artist to earn this accomplishment. Her subsequent album, Live in Paris (2002), won the Grammy for best jazz vocal album. It was during this year that Krall was also named as one of the 25 most intriguing people of 2001 by People Magazine.

In 2003 Krall married British rock musician Elvis Costello, and in the year that followed she released Girl in the Other Room, which contained many songs written by Diana and her husband.

Despite the crossover success of When I Look in Your Eyes, this album was criticized for leaning too far away from jazz toward contemporary pop. Since that time, Krall has released From This Moment On (2006), Quiet Nights (2009), and Glad Rag Doll (2012), each with its own distinct flavor. From This Moment on favors large ensemble standards, Quiet Nights is Brazilian bossa-nova themed and employs a full orchestra, and Glad Rag Doll reproduces the jazz music from the 1920’s and 1930’s prohibition era.

Krall’s fame and popularity has led to many impressive performance opportunities. Krall has performed at Carnegie Hall and at the White House for President Obama. She also performed “Fly Me to the Moon” at Neil Armstrong’s memorial service.

Krall’s musical talents have influenced the works of many other famous musicians. Most notably, Krall has worked with Barbra Streisand, producing her music and playing piano on an album of Streisand’s in 2009. In 2012, Krall worked with Paul McCartney on his album, “Kisses on the Bottom.” Other artists who have been influenced by Diana include Lindsey Muir, Jamie Cullum, Norah Jones, Elisabeth Kontomanou, Katie Melua, and Renee Olstead.

Despite the critical reviews of “Girl in the Other Room,” Krall is planning the release of a pop album in the fall of 2014. The album tentatively includes tracks by Neil Young, Gordon Lightfoot, and a new composition by Paul McCartney.

Given Diana’s penchant to produce music across a range of styles, you never know what she’ll come up with next. According to Diana, “An album is just a snapshot of where you are at that time. Not all pictures of everybody are just in jeans and a t-shirt, or a ball gown. You have many different sides and this is a snapshot of where you are at that time.”

As Diana approaches her fiftieth birthday this November, she has the potential to take us to new places for years to come. If her future journey proves to be as bright as her past, she will surely earn her place in history as one of the vocal legends of our time.

Praying and Believing

Philemon is a wonderful letter and Paul’s passion shines through. I learned a lot from him and the other characters in this letter. This last one looks at prayer.

Paul believes that his prayers and those of Philemon will come true: 22And by the way, get a room ready for me. Because of your prayers, I fully expect to be your guest again.

Paul is still in jail, but is already telling Philemon to make up the bed, because he is on his way.

That’s how we must pray. Praying while believing strongly. Like Herbert also prayed:
This morning, I can testify with so much gratitude that God does answer prayers, even though we might be asking for outrageous things.

My daughter was robbed by a grab-and-run thief in a shopping mall and her handbag containing her car keys, cell phone, bank and credit cards, driver’s licence, and more, was stolen. She was shocked, but not hurt in any way.

I could feel the anger welling up inside about the injustice of what had happened to my darling only child. First, I wanted to curse the evil thief, but the Holy Spirit stopped me, saying it was not the right thing to do.

So, I started praying and thanked God that Patricia wasn’t hurt, but then also asked the Father for the following:

“Lord, You are always in control of everything. Thank you that Patricia wasn’t hurt, but, Father, I pray that You will return her possessions to her in a SUPERNATURAL way.”

I thanked God and ended my prayer. I must confess that I never thought that God would put such supernatural things in place.

About two hours later a man called my wife and said that he had found Patricia’s purse among clothes that he was arranging in another shopping mall about 20km from where the robbery had taken place.

Patricia found all her cards in her purse, just in different places. Her licence was still in there too, also in another spot. Then she opened a pocket in the purse that closes with a zip, and found her car keys and the sim card of her cell phone in there.

Once again God showed how He can answer when we ask. Not only was Patricia unhurt in the incident, but she didn’t have to go through the inconvenience of replacing cards, licence, and lost contacts, and having to change the locks on her car.

I smiled as I read the last paragraph:
Maybe the robber didn’t even realise why he or she did those things and replaced everything, but when God speaks, everybody listens – every knee shall bow and every tongue confess…

We must pray believing that God listens. We must believe that God will hear our prayers and make them come true.

Scripture
Philemon 1:22-23

Reflection
Do you believe in prayer?
Do you believe when you pray?
Do you expect something?

Prayer
O God, I do believe in prayer, otherwise I wouldn’t have been praying now. We won’t ever make it without prayer. As I pray, please help me to believe that You hear and will do something. In Jesus se Naam, amen.

Memorial Day: Remember the Fallen

I attended my brother Doug’s funeral on February 4, 2009 in Ohio. He was given a rifle salute. I had never paid much attention to the honor guard and what they did in the past. But at my brother’s funeral I focused on every little detail because this ceremony was significant.

Seven men stood in a row, the commander of the guard called roll: “Sgt. Baxter.”

Sgt. Baxter replied, “Here sir.”

“Gunners Mate, Morris,” Morris replied, “Here sir.”

“Private Zimmerman,” He responded, “Here sir.”

“Airman Jones.” “Here sir.”

“Corporal Myers.” “Here sir.”

The commander called for, “Private Martin,” “Here sir.”

Then the commander called, “Seaman Jackson,” There was no reply. “Seaman Jackson.” Still, no reply. “Seaman Douglas Jackson,” Again there was no answer.

One of the guard members called to the commander, “Seaman Douglas Jackson is not here sir.”

The seven men raised their rifles and shot rapidly three times each in honor of the fallen seaman, my brother, Seaman Douglas Jackson. Then a bugler played taps. The anxiety of not hearing my brother reply, “Here sir,” was strong. The emotional tension was high as mourners sobbed and embraced each other. Faces that previously had not shown any grief at the funeral now contorted with pain and streamed tears.

Two members of the guard stepped forward and took the American flag from my brother’s coffin. They folded the flag neatly then turned and knelt down to our mother and said, “Another veteran, Seaman Douglas Jackson, has been called to a higher command. On behave of a grateful nation, I present you with a flag of our country.” He then rose and gave our mother a slow deliberate salute.

As I sat there taking it all in, I noticed the guard members were in their late 60’s and 70’s.

When I returned home to Arcadia, Florida, I inquired with the commander of the DeSoto County Veteran’s Honor Guard as to why the honor guard was predominately older men.

He explained that there are fewer and fewer military people joining service organizations such as the VFW, American Legion, Am Vets, DAV, etc., which help to supply members for the honor guard. One reason for that is that people are still working and busy with their careers, and not always able to attend daytime funerals. Ninety percent of the honor guard members are retirees.

The commander also stated that the local American Legion, which had 250 members after World War II, is down to 125 members, with only a few who regularly attend meetings.

As of this writing, the DeSoto County Veterans Honor Guard has performed at more than 300 funerals since 1992. They also perform in parades, school and civic functions.

Honor guards nationwide are always looking for volunteers to fill the ranks. You don’t have to be a member of one of the service organizations to join. You need only prior service in the armed forces. They will provide the training and the uniforms.

It is a wonderful service that they provide. I will always remember how special it made my brother’s funeral. Let us always strive to remember our fallen, They are the reason that we are free.

Gospel Music Inspires Body & Soul

Gospel music is a genre of music that is written particularly to express sentiments and ideas of Christian life. Gospel songs have been successful in gaining mainstream popularity although it has not lost its core, despite the fact that the creation, performance and significance of this kind of music differs from one society to the other. It is played for various purposes, for religious or ceremonial purposes, for aesthetic purposes as well as for mainstream entertainment. Despite the differences, a common theme, which is the worship and praise of God, Christ or the Holy Spirit, remains in all forms of gospel songs and is one of the reasons why gospel music inspires body & soul.

Gospel music inspires body & soul and is known as on the one of the most diverse forms of music present today. Various subgenres of this kind of music include urban contemporary music, Southern gospel, traditional gospel music and contemporary music. It is also distinct in that it utilizes with more frequency the chorus or the refrain technique.

How Gospel Music Inspires Body & Soul

Many people believe that one of the many benefits of gospel songs is that they provide inspiration to the body and soul. This kind of music stimulates the brain and helps the body relax so that one can enjoy the moment and forget about the day’s anxieties, even for just a moment. It can also stimulate the mind and emotions and help you unleash your creativity when you listen to certain kinds of gospel songs.

Gospel songs have two factors that make music beneficial to the psychology of humans. Like other types of music that have soothing melodies, helps the body muscles relax, and helps in sleeping. According to expert, listening to gospel songs gives you an inspiration sound bath that helps you focus on being calm and rested. This is perfect for those who live with high levels of stress every day.

However, this depends on the kind of music one is listening to. Stimulating Christian music, one with a strong tempo and a fast beat, can increase muscle tension and makes a person more awake, while music with a slow tempo tends to have a sedative effect and can make a person more sleepy. It has been shown that people who listened to music improved the length and quality of their sleep and this contributed to less dysfunction in the day. Slow and calming gospel songs help one regulate one’s breathing as well, which is an added health benefit because regular deep breathing promotes circulation all over the body.

Aside from inspiring the body and soul, gospel music has also been found to have therapeutic benefits for those with psychiatric disorders, physical handicaps, and people suffering from sensory impairments, developmental disabilities and substances abuse. Gospel music inspires body & soul because it carries within its lyrics messages of inspiration that one cannot find in other contemporary music. Because this kind of music comes with references to a Higher Power who can help in overcoming obstacles and conquering fears, this makes it a powerful inspirational tool for the mind and the body. Music in itself has a powerful influence over moods.

5 Toy Shopping Tips for Your Kids

When you shop toys for your little child, this is when your inner child gets overwhelmed with joy. The whole experience revives the memories of your childhood.

While you are out there shopping for your little bundle of joy, it is extremely important that you buy only the best toys. And, all the toys of the world don’t qualify as the ‘best’ if they are not safe.

I’ve got your back when you are looking out for all the points on the toy safety checklist. I’ve penned down the best toy shopping tips to make the whole experience a fun and an easy one!

Remember when you get befuddled by looking at so many toys in front of you, just keep your calm and use my tips!

1) Safety first

You can give your attention to other chores only when you know that your child is secure. It becomes very important to buy playthings that have no sharp edges and will not cause choking. Besides these two things, you should keep in mind the below points:

a) Always buy toys that label the use of non-toxic materials.
b) It has been seen that toys with loud volume can cause loss of hearing in kids. So, parents should avoid buying toys for kids that are too loud.
c) Also, don’t prefer toys with cords and elastic bands as they might cause strangulation.

2) Age befitting toys

It is very important to buy toys, which are age and gender appropriate for your kids. For instance, buying a Barbie for your baby boy will not make much sense, whereas gifting the same to your baby girl will make her the happiest.

The interesting thing is what grabs the attention of your kid when he is two will differ from when he is eight years old. This is because the learning abilities in kids vary from age-to-age. So, try to find the playthings for your little ones that can actually intrigue them and motivate them.

Every toy comes with age reference, so while purchasing them; just keep in mind the age of your child and his/her capability to understand things.

3) Significant learning for lifetime

The playthings give your juniors the opportunity to learn without being in any constraints and structured environment. Though kids are constantly learning from birth, but the age between one and two years is crucial and significant for development. This is the time for them to learn about their surroundings and enhance their skills. So, mommies and daddies make sure to add a toy in your cart that promotes learning, for instance, games wherein kids have to respond to the questions using the cognitive skills.

4) Let their motor skills blossom

For children, fine motor skills start developing at the infancy stage only and as they are about to complete two years, these skills can be distinctly seen. Such abilities keep on blossoming till kids reach their adulthood. Therefore, it is very essential to buy those toys for your kids that promote the use of their hands and fingers.

There are many toys available in the market for motivating the motor skills of your child. For instance, legos, coloring, board games, art and craft ones, and so forth. These toys are engaging and as little ones involve their fingers and hands, these are sure to enhance their skills, which will be later helpful in their school calligraphy, art & craft competitions, and more.

5) Let their imagination soar

Toys give children a space where they can act silly, pointless and can be whatever they wish to be. Toys not only give kids a way to explore their imagination, but also help in letting their imagination take a flight. Playthings give them their space and a chance to act crazy. When a child turns two, it is the start of the evolution of a genius mind and by the next year, this evolution comes into full effect. During this important mental development phase, give your child the toy that will help spark their imagination and bring their ideas into reality. Ways to foster creativity in your kids are sketching, painting, puzzles, board games, etc. Besides these, there are some pretend toys available in the market that help children become someone else for instance, a superhero, a teacher, a doctor or anything of their choice.

This article is to make toy-shopping fun for parents and fruitful for their kids.

Happy toy shopping to keep your little one busy, out-of-your-hair and make them learn a few lessons while having fun!

A Review Of Ragnar’s Urban Survival Book

Ragnar Benson’s Urban Survival can be described as book jammed with a lot of content, but nearly the same number of faults.

Regarding The Writer

Ragnar Benson (assumed pen name) is a prolific writer devoted to non-fiction survival topics. He is the creator of a staggering 37 books (this number may be low) addressing such topics as retreats, hunting, trapping, phony identity, explosives, firearms, improvised firearms, urban survival, and “do-it-yourself” medicine.

Mr Benson has been able to keep his specific whereabouts and original name removed from public information.

Short Comings

Firstly, the guide is poorly authored. I am virtually all for authoring in a conversational tone, but the writer over does it. There are multiple expressions that get over used to the level of doldrums like “been there done that crew.”

There is no introduction that clarifies context in which the book was intended, it was similar to that of stepping into the middle of a dialogue. You eventually get what the author is speaking about, but you are left questioning what exactly initiated the conversation to begin with. This is a pretty significant factor considering that the guide was written as if hostilities on United States soil was inescapable.

The lack of introduction additionally leaves readership wondering exactly who this man Ragnar is and just how this individual came to possess his knowledge. From descriptions of his other titles, I get the impression that his story is disseminate over many of his publications as opposed to being in each and every book as part of an introduction.

The book is written about Urban Survival and was most probably created for an urban audience concerned with survival. However, the author gives advice with a disdainful tone towards “City Slickers”. In the first section, he expresses that many people referring to wilderness survival are really referring to, “..recreational activities frequently practiced by elitist yuppies in SUVs..” Wait a minute, by most accounts I am a SUV driving Yuppy; less the elitist piece. Not a huge problem, but annoying. After these assertions I was left thinking much like the author had no honest concern for the potential audience, however instead was stuffing his own account.

Ragnar Benson offers mistaken information, for example silencers being unlawful, casting any other information in a questionable light. If you have read through, Silencers: Truth, Lies, and Zombies, I covered how silencers are not illegal.

Ragnar Benson brings in historical evidence of stuff that has and has not been successful. Having said that, the details are provided by “the been there done that crew” that do not ever get identified or even cited.

The Good

Ragnar Benson relays a good number of knowledge and makes really quite a few beneficial points all through Ragnar’s Urban Survival. Some of these ideas are the need for or value of: secrecy as a prepper, silencers, food storage, live stock options, caching, water.

The most notable issues covered in Ragnar’s Urban Survival are the Rule of Threes, the Rule of Survival Thermodynamics, and keeping your financial houses in order.

The Rule of Threes in a nut shell is that for every single big need (ie. food, water, shelter, security) you should have “three separate and distinct methods of supply”. As a side note, the author states the Rule of Threes originates with the Nez Perce Indians who rigorously adhered to this way of life and were extremely successful because of it.

The Rule of Survival Thermodynamics advises that an individual ought to “never put more energy into a survival activity than is taken out.” It’s a pretty clear point, but one that I had never heard put into such simple terms.

Maintaining your “financial house” in order is a no brainer in my judgement, but I am consistently amazed at the amount of individuals fiscal lives are a total mess regardless of financial or socioeconomic status.

Benson’s section on Nursing and medical attention is one of the more beneficial chapters of the book. The details provided is specific enough that it is straightaway helpful without extra exploration.

Closing Thoughts

I was left with a partly positive and partly negative reaction concerning Ragnar Benson’s Urban Survival and whether or not I might suggest it to folks. There is most certainly a wide range of beneficial knowledge, but the weak writing, off-putting tone, and faulty information makes it difficult for me to claim it is well worth studying. Ultimately, I would recommend the book merely because of the amount of answers presented and quantity of subject areas included. However, I highly recommend that people fact check everything from the book before you try it.

Third Album Is Secret Treasure In The History Of The Electric Light Orchestra

Years before they gorgeously greeted Mr. Blue Sky and bade a kiss off to the Evil Woman, the Electric Light Orchestra hinted at those future hits upon releasing their third album. Appropriately titled On The Third Day, that record remains one of the best keep secrets in the band’s impressive discography.

Although it was not until its follow up El Dorado that ELO would crack the Top Ten in the United States with “Can’t Get It Out Of My Head,” Third Day comprises seven excellent tracks as well as two classical-based instrumentals. Here are seven details that make On The Third Day worthy of being considered among the best works of Jeff Lynne and his rock band.

1. Marc Bolan of the glam rock band T. Rex played guitar on much of the album, most noticeably on the rock classic “Ma Ma Ma Belle.”

2. On The Third Day is the band’s first record without co-founder Roy Wood, who had worked with both Jeff Lynne and drummer Bev Bevan in a British rock ensemble called the Move. Wood had written all of that group’s twenty hits, including “Night of Fear” and “I Can Hear the Grass Grow,” and after leaving ELO he went on to form Wizzard.

3. The fourth track on the disc “Oh No Not Susan”, which is about a rich girl who has tired of the high society around her, aired frequently on British radio in spite of containing a four letter expletive in the chorus.

4. The record’s coda, “In the Hall of the Mountain King”, is Lynne’s interpretation of a work by Norwegian composer Edvard Greig. The instrumental was written for the sixth scene of Act II of the play Peer Gynt, written by Henrik Ibsen.

5. John Lennon in a 1973 interview cited the single “Showdown” as his favorite song of the year, and he even referred to the Electric Light Orchestra as the “Sons of The Beatles.”

6. Lennon’s favorite track was also decades later used by the Fox News Channel, which played the song with a split screen of President Obama and Republican Presidential candidate Mitt Romney during the 2012 campaign trail.

7. Legendary photographer Richard Avedon shot the cover of the album, which featured all seven members of the band displaying their navels. Avedon had years earlier served as the basis for the Oscar winning film Funny Face, starring Fred Astaire as the young photographer.

How Would You Feel If eBay Blocked Aussie Shoppers?

Are there people in Australia buying your products on eBay?

You might want to promote a special sale exclusively for them because it looks like your future with them is indefinite.

eBay said it could resort to blocking Australians from buying from foreign sellers on its marketplace because of Australia’s new tax laws.

eBay refuses to comply with the 10% tax which the Australian government is imposing on imported goods sold online, calling it complex and unworkable.

Australia’s new tax law, which takes effect on July 1, requires online businesses that sell more than $75,000 worth of products in the country every year to charge GST.

eBay is a large marketplace which has over a million sellers selling a wide range of products and earning a revenue beyond the tax threshold which was set by the government of Australia.

Australian Treasurer Scott Morrison says this will ensure a level playing field for local businesses that aren’t exempted from GST unlike their competitors overseas; only foreign packages that have a value over $1,000 are currently charged GST.

However, eBay thinks of the proposed legislation as impractical since the current business models of online marketplaces do not support the collection of GST.

If they are to go with the GST changes, eBay says they will have to extensively reorganise their business models which could take a long time.

In a submission to the Senate Economics Legislation Committee, Jooman Park, vice president and managing editor for eBay Australia and New Zealand, wrote:

“No tax would be paid to Australia and none would be owed. It would raise no revenue, deny Australians access to choice and lessen price competition.”

He also stressed the point that the new GST does not even represent a win for bricks-and-mortar retailers because Australians would still find better options online.

Third-party marketplaces are not sellers

Besides the irrationality of the bill, eBay notes how it misconstrued the nature of its business.

eBay cleared up a misconception in the legislation which referred to it as a “seller” and an “electronic distribution platform”, for it is neither.

To clarify this, Park explained:

“eBay is not a seller. eBay does not own the goods, does not handle payments and it does not distribute anything. eBay is a third-party online marketplace that simply connects buyers and sellers.”

Though he acknowledges that there are some marketplace-style business models wherein the marketplace is also the seller, Park stressed that eBay does none of this.

He stressed that the Australian government purposely deemed eBay to be a seller in the new legislation so that they can give the impression of raising revenue.

When eBay polled 1,000 Australians, though, it found 59% of them did not support the bill.

If eBay decides to restrict Australian customers to buy only from sellers in their country, will this affect your business?